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Cancellation Policy

Configurable Refund and Cancellation Policy template for Indian e-commerce stores, SaaS subscriptions, and digital product businesses, aligned with Indian consumer protection and payment norms.

Takes 5 minutes ~2 pages Expert drafted
refund policycancellation policyreturnsindiaconsumer protectionecommercesaasdigital productschargebacksstartup
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What is a Cancellation Policy?

A dynamic Refund and Cancellation Policy template for Indian e-commerce, marketplace, and SaaS businesses that lets you configure refund stance, timelines, and product-specific conditions.

When should you use this?

Common situations where this document is the right choice.

Launching an e-commerce store, marketplace, or D2C brand in India that needs clear refund and return rules
Offering SaaS subscriptions or digital products where refund eligibility and cancellation timing must be defined
Aligning your customer-facing policy with operational processes, payment gateway rules, and RBI-driven refund timelines
Responding to marketplace onboarding requirements or enterprise customers requesting documented refund terms

What's included

Key sections and clauses in this document.

General refund stance (no / limited / flexible refunds)
Return and refund terms for physical goods
Digital product, SaaS, and service-specific refund logic
Subscription cancellation conditions (if applicable)
Non-refundable items and misuse safeguards
Refund method and timeline provisions
Chargeback and payment dispute handling
Practical step-by-step refund request instructions
Escalation and grievance contact details
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Frequently asked questions

Everything you need to know before creating your document.

Can I use this Policy if I sell only digital products or SaaS subscriptions?+

Yes. The template includes dedicated sections and conditional language for digital products and subscriptions, so you can emphasise service credits, technical fixes, and limited refund scenarios instead of physical returns.

Does this Policy comply with Indian consumer protection rules for e-commerce?+

The Policy is drafted to align with key principles from India’s Consumer Protection Act and e-commerce rules around transparency, timelines, and fair treatment, while still allowing you to define commercially viable refund conditions.

How detailed should I be in listing non-refundable items?+

Be specific enough that customers can clearly see which categories are non-refundable, such as customised items or specific digital offerings, while leaving some flexibility to handle edge cases and operational realities.

Can I offer more generous refunds than the Policy text suggests?+

Yes. This Policy sets your baseline position; you can always choose to provide goodwill refunds, credits, or replacements that go beyond your written commitments in specific cases.

How does this Policy interact with payment gateway and bank chargeback processes?+

The Policy sets user expectations and establishes your right to contest unwarranted chargebacks, but the final outcome of any chargeback is also governed by card network and bank rules, which operate independently of your Policy.

Legally valid

Compliant with Indian law

Expert drafted

By certified legal professionals

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Cancellation Policy

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